Many people inquire about the health insurance process including getting a quote and applying for coverage. We at Compare Health Insurance would like to go over the process of obtaining a health insurance policy. Our website does offer links to carrier medical underwriting guidelines or our office can research these guidelines before you submit an application.
First, consumers can obtain a private and secure california health insurance quote with no obligation. However, if consumers want to apply for coverage then they can click on the purchase now tab to apply online or with a paper application. Once an application has been submitted then our office will be notified as will the consumer. We will then attest to the application and notify you that the medical underwriting process has begun.
The underwriting process of the particular carrier will go through stages some of which may be a additional supplemental health application for some particular medical issue or it may be issued or denied quickly based on the designated individual or family applying for coverage.
If the application is denied then you will be notified by our office and if approved then again notified by both the insurance carrier and our office. Policy documents and i.d. cards will be follow within 7-10 days. In any case our office will advise and keep you apprised of the online individual and family health insurance application process.
Denial of private insurance coverage doesn't necessarily equate to meaning no accessible coverage. Our agency can obtain insurance coverage through state insurance programs. We should also mention that in January 2014 there will be no medical underwriting for individual policies.
Please don't hesitate to click on any of the links for San Diego health insurance quotes call us toll free at 888-504-6171 or email us to get additional information. We look forward to working with you.
