Money is tight. You’re young and just starting out in your career. Maybe you don’t have a job yet or you do have a job, but your paycheck seems to vanish the second it hits your checking account. It goes towards credit card bills, student loans and rent. If you’re lucky, there’s just enough left over for food.
Health insurance is probably about the last thing on your priority list. After all, you’re in good health. No need to pay money each month for something you don’t need.
You may feel invincible, but all it takes is a minor car crash, a bad fall, or a sudden illness to throw you into crushing financial debt. Even a minor medical procedure – to set a broken bone for example – can cost thousands of dollars without health insurance. The treatment for a life threatening disease like cancer could saddle you with a bill for hundreds of thousands of dollars, even millions for extended treatment.
If you’re already living on the financial edge, even a minor health complication that lands you in the ER could financially derail your life. It shouldn’t be surprising then that a major reason given for bankruptcies in the United States of America is healthcare bills.
Health insurance is the only way to protect against financial disaster in the face of unexpected healthcare costs. You may not think you can afford it, but there are plenty of low cost individual health insurance plans that provide a basic safety net for healthy individuals. Many of these low cost individual insurance plans require a high deductible but will then cover all medical costs once the deductible is met. This type of policy is perfect for a health young person who would most likely only need coverage in the event of a medical emergency.
There are many other medical plans to fit the needs of any individual. Compare Carriers can help you find an individual insurance plan that fits your needs. Just fill out the form on the website, and you will be contacted by a helpful advisor who can give you knowledgeable advice on the costs, features and availability of health insurance.
We all know that money can be tight, but your health is not worth gambling on. Purchase health insurance, even if it’s just a basic plan, to protect yourself and your financial future.
